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US Tax Portal Paycheck & State Tax Insights
Verified Estimate • 2025/2026 Tax Rules

$38 an Hour After Taxes in Iowa

If you make $38 an hour in Iowa working a standard 40-hour workweek, your annual gross income is $79 040. After accounting for federal income tax, Social Security, Medicare, and Iowa state withholdings, your estimated net take-home pay is $60 987 a year, which comes out to:

Biweekly Paycheck $2 346 every 2 weeks
Monthly Take-Home $5 082 per month
Weekly Net Pay $1 173 per week
Effective Tax Rate 22.8% total deduction

Custom Paycheck Adjuster

Fine-tune your working hours and wage to see live take-home results

$/hr
40 hrs/week
State Tax Status:Flat 3.80%
Federal Standard Deduction:$15,000 (Single Filer)
FICA Combined Rate:7.65%
Estimated Net Take-Home Pay in Iowa
$2 346/ biweekly paycheck

Equivalent to $60 987 annually or $5 082/month

Take-Home (77.2%)Total Deductions (22.8%)
Federal Withholding:$9 003 /yr
State Withholding:$3 004 /yr
FICA (Social Security & Med):$6 047 /yr
Effective Tax Rate:22.8%

$38/Hour Earnings Schedule (Gross vs Net)

Comparing before-tax earnings and take-home pay across different pay frequencies:

Pay Frequency Gross Pay (Pre-Tax) Total Taxes Net Take-Home
Hourly (1 hour) $38.00 -$8.68 $29.32
Daily (8 hours) $304 -$69 $235
Weekly (40 hours) $1 520 -$347 $1 173
Biweekly (Every 2 weeks) $3 040 -$694 $2 346
Monthly (12 per year) $6 587 -$1 504 $5 082
Annual (Yearly Gross) $79 040 -$18 053 $60 987

Annual Tax Deductions Breakdown

Detailed breakdown of where your salary goes in Iowa:

Federal Income Tax Based on standard single deduction of $15,000
$9 003
Social Security Tax (FICA) Fixed at 6.2% of gross earnings
$4 900
Medicare Tax (FICA) Fixed at 1.45% of gross earnings
$1 146
Iowa State Income Tax Flat 3.80% rate
$3 004

Living in Iowa on $38/Hour

In Iowa, the legal minimum wage is $7.25/hour. Earning $38/hour means your compensation is 424% above the state minimum wage.

With an average cost of living index of 89.7 (compared to the 100 US national baseline), your net take-home pay of $5 082/month provides clear insight for household budgeting, rent planning, and savings goals in Iowa.

Frequently Asked Questions: $38/Hour in Iowa

Common questions about paycheck deductions and take-home pay in Iowa

Q. How much is $38 an hour after taxes in Iowa?

If you earn $38 an hour working full-time (40 hours per week) in Iowa, your gross annual salary is $79 040. After deducting federal income tax ($9 003), FICA Social Security and Medicare ($6 047), and Iowa state taxes ($3 004), your net take-home pay is approximately $60 987 per year. This works out to $5 082 per month, $2 346 biweekly, or $1 173 per week.

Q. What is the state income tax on $38/hr in Iowa?

Iowa levies a flat individual tax rate of 3.80%. On $38/hr ($79 040 annual gross), your estimated state tax withholding is $3 004 per year.

Q. How much is $38 an hour biweekly in Iowa?

On a biweekly payroll schedule (every two weeks, 80 hours total), gross earnings are $3 040. After all mandatory tax deductions, your net biweekly paycheck deposited into your bank account in Iowa is approximately $2 346.

Q. Is $38 an hour a good living wage in Iowa?

In Iowa, the statutory minimum wage is $7.25/hour. Earning $38/hour is 424% above the legal minimum wage. Combined with Iowa's cost of living index of 89.7 (compared to the US average of 100), this wage delivers an estimated $5 082 in net monthly disposable income.

Other Hourly Rates in Iowa